Today's best CDs pay up to 4.20% APY. It could be a smart idea to lock in a solid return as we head further into the new year ...

Today's highest CD rate is 4.94% for CD. CD rates from online banks are commonly twice as high as the national average rates.

Right now, the best CD rate is 4.50% APY. Compare the best CD rates today, drawn from our research on about 280 banks and credit unions that offer CDs nationwide.

Explore top short- and long-term CD rates available today ...

Today's highest CD rate is 4.94% for CD. CD rates from online banks are commonly twice as high as the national average rates.

Certificates of deposit (CDs) remain one of the most reliable short-term savings tools, especially for those seeking guaranteed returns as rates fall. As of February 18, 2026, the best 12-month CD ...

Top CDs this week offer up to 4.20% APY, making now a smart time to lock in a solid return before rates move lower.

Spencer Tierney is a consumer banking writer at NerdWallet. He has covered personal finance since 2013, with a focus on certificates of deposit and other banking-related topics. His work has been ...

Both accounts still come with high rates, but which will earn more interest with a $50,000 deposit made this year?