A $1 overdraft can trigger fees, negative balances, and account flags that cost far more than a dollar.

Do politicians hate poor people? The question reads as simplistic, but it rates asking at times like these as legislation makes its way through Congress that would legalize a $5 cap on overdraft fees ...

Overdraft fees could be the worst banking fees ever. They’re like speeding tickets: Drive carefully and you won’t get any. Likewise, if you manage your account balances carefully, you’ll never have to ...