Experts say slower debt growth and lower rates could give consumers new opportunities to pay down balances and save money.

Discover what a zero balance card is and learn how it can benefit your credit score by reducing debt and managing your credit utilization effectively.

Used well, a balance transfer card can turn high-interest debt into a predictable payoff plan instead of a monthly scramble.

Credit card balance transfers can be a smart way to reduce your credit card monthly payments or, in some cases, pay off what you owe entirely. The fee you'll pay to transfer your balance — which ...

If you have lower credit, you may qualify for a balance transfer card -- but other debt repayment methods are likely a better fit. Evan Zimmer has been writing about finance for years. After ...

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January is when small credit card missteps quietly turn into interest charges, missed rewards, and avoidable score damage.

Find the best 0% intro APR credit cards this week with up to 24 months interest-free. Compare our picks with the longest 0% ...

Whether you’re new to the world of credit cards or an established pro, it’s essential to understand the terms that appear on your credit card statement. Two terms that may cause confusion, even if you ...

Learn how the previous balance method calculates credit card interest, its implications for cardholders, and why it might not be the best choice for you.

Carrying a balance on your credit card past your grace period means that you’ll start accruing interest on that balance, which will continue to grow until you pay it off completely. If this is the ...

The average American spent about $1,300 this holiday season on gifts, travel, and other holiday-related expenses, ABC15's ...