Credit-building apps have become popular over the last few years. The steps required to build credit and achieve a good score are relatively easy to follow. Essentially, you need a product (a credit ...

A credit monitoring service can notify you when a credit application has been made in your name. Here are our favorites.

Learn what a credit history is, how it affects your credit score and report, and tips for improving it. Unlock better loan ...

New Visual Report Includes VantageScore® 3.0 Credit Score and Easy-to-Read Graphics for a Comprehensive View of Current and Past Credit Activity "Equifax plays an important role in the financial lives ...

If you see an account in collections on your credit report, it's understandable to feel stressed. Collections, even when paid, can potentially lower your credit score and impact your approval odds for ...

A delinquency on your credit report indicates a payment that's been late for 30 days or more. This is one of the last things you want to have in your credit history as it can cause significant and ...

While having a bad score can be an immense source of stress, the worst thing you can do is bury your head in the sand.

Credit reports detail your financial history and impact loan terms like interest rates. You can improve your credit by paying on time and managing credit account balances. Regularly review your free ...

Even a single 30-day late payment can drop your credit score by 50 to 100 points. Late payment marks stay on your credit ...

A pandemic-era program allowing consumers to access free weekly credit reports is now permanent thanks to a decision by the three major credit reporting agencies to boost the credit health of US ...

Could your debt be reduced or forgiven? Take our financial relief quiz. Find my match Could your debt be reduced or forgiven? Take our financial relief quiz. Removing collections from your credit ...