Disputing collections debt can protect your credit, but only if you know when it actually makes sense to do so.

As unpaid debt balances age, the tone of the collection efforts tends to change, too. The debt collection calls become more ...

You may have a legal obligation to repay old debts, but there are also strict limits on debt collectors' tactics.

Debt collectors rarely disappear on their own. Old balances can be sold, resold, and pursued in different ways for years, even after the legal window to sue has closed. I want to walk through how long ...

Dean Kaplan is President of The Kaplan Group. He writes about business debt collection, contract negotiations and provides financial advice. Businesses in every sector are moving processes that were ...

Could your debt be reduced or forgiven? Take our financial relief quiz. Carrying a certain amount of credit card debt or auto debt may not be the end of the world, particularly if you're able to pay ...

Debt collectors can start contacting you to collect debt once payments are 30 days past due. You shouldn't experience harassment or threats when being contacted for debt collection. If you are, you ...