Student loan rates are starting to see lenders battle to have the lowest rate. As of January 6, 2026, private student loan lenders are offering fixed rates as low as 2.74% APR and variable rates ...

Federal student loan laws are changing in 2026, with new limits on how much some parents and students can borrow. The caps are expected to push more borrowers to private student loans for college ...

State-based nonprofit student loan lenders can be a good option for borrowers who have reached their federal loan limit and still need financing. Nonprofit lenders often offer lower rates and ...