Fact checked by Betsy Petrick Key Takeaways No two credit scores are the same, even if they belong to the same person. That's because the financial industry uses different scoring models for different ...

A 750+ credit score quietly unlocks better rates, higher limits, and faster approvals without you doing anything extra.

Explore average credit scores among U.S. racial groups and discover factors creating disparities. Learn why some groups face ...

Credit scores play a central role in people's lives. Fair Isaac Corp., or FICO, has dominated credit scoring until recently. The credit-scoring industry is going through a big shift as companies ...

Only a tiny group hits an 850 credit score. Here are four habits they share, and how you can borrow them to boost your own ...

The average U.S. credit score is 715, according to FICO's Score Credit Insights, which examined data from April 2025. That's still in the "good" range, but it represents a two-point drop ...

Mercury reports that business credit scores may not improve despite timely payments due to factors like report monitoring and account diversity.

Explore business credit scores, learn how they work, factors affecting them, and effective strategies to improve them for better loan opportunities and growth.

In another sign that the economy may be faltering, average credit scores across the country have taken a nosedive in 2025, according to a report released last week. And Gen Z is one demographic that's ...

Renters make up more than a third of the U.S. population. But when it comes to building wealth and credit, they're often locked out. Not only are renters unable to accrue home equity, but because ...