California settlement keeps State Farm homeowners rate increase in place
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MSNKXTV-TV Sacramento
California settlement keeps State Farm homeowners rate increase in place
A settlement involving State Farm and the California Department of Insurance will keep higher homeowners insurance rates in place for many California policyholders.
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As a realtor, I need to talk about the elephant in the room: homeowners insurance 🏠 What I’m seeing: Buyers getting deals killed not by financing, not by appraisals, but by INSURANCE. They can afford the mortgage. House appraises fine. Then the insurance quote comes back at $5K/year instead of $2K. Or they can’t get insurance at all. The data backs this up: 📊 47% of agents reporting more insurance issues 📈 Premiums up 33% since 2020 ❌ 25% of homeowners dropped by insurers in 2024 🔥 CA & FL s
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As a realtor, I need to talk about the elephant in the room: homeowners insurance 🏠 What I’m seeing: Buyers getting deals killed not by financing, not by appraisals, but by INSURANCE. They can afford the mortgage. House appraises fine. Then the insurance quote comes back at $5K/year instead of $2K. Or they can’t get insurance at all. The data backs this up: 📊 47% of agents reporting more insurance issues 📈 Premiums up 33% since 2020 ❌ 25% of homeowners dropped by insurers in 2024 🔥 CA & FL s
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